Key facts
- Average adult premium 2027 in Geneva: CHF 610.60 per month (+4.3%, FOPH).
- Cheapest insurer (adult, CHF 300 deductible): Assura at CHF 711.20 per month; up to CHF 2,454 a year cheaper than the most expensive.
- Deadline to switch for 2027: letter received by 30 November 2026.
Adults, CHF 300 deductible, standard model
| # | Insurer | Per month | Per year | Difference |
|---|---|---|---|---|
| 1 | Assura | CHF 711.20 | CHF 8,534 | — |
| 2 | Sympany | CHF 724.00 | CHF 8,688 | +CHF 12.80 |
| 3 | EGK | CHF 726.10 | CHF 8,713 | +CHF 14.90 |
| 4 | ÖKK | CHF 729.00 | CHF 8,748 | +CHF 17.80 |
| 5 | Atupri | CHF 732.50 | CHF 8,790 | +CHF 21.30 |
| 6 | Concordia | CHF 745.50 | CHF 8,946 | +CHF 34.30 |
| 7 | Sanitas | CHF 748.90 | CHF 8,987 | +CHF 37.70 |
| 8 | SWICA | CHF 753.20 | CHF 9,038 | +CHF 42.00 |
| 9 | KPT | CHF 755.00 | CHF 9,060 | +CHF 43.80 |
| 10 | Aquilana | CHF 765.20 | CHF 9,182 | +CHF 54.00 |
| 11 | sana24 | CHF 771.00 | CHF 9,252 | +CHF 59.80 |
| 12 | Avenir (Groupe Mutuel) | CHF 774.30 | CHF 9,292 | +CHF 63.10 |
| 13 | Mutuel Assurance (Groupe Mutuel) | CHF 779.30 | CHF 9,352 | +CHF 68.10 |
| 14 | Helsana | CHF 785.00 | CHF 9,420 | +CHF 73.80 |
| 15 | CSS | CHF 791.00 | CHF 9,492 | +CHF 79.80 |
| 16 | Philos (Groupe Mutuel) | CHF 793.50 | CHF 9,522 | +CHF 82.30 |
| 17 | Galenos | CHF 807.30 | CHF 9,688 | +CHF 96.10 |
| 18 | Visana | CHF 839.90 | CHF 10,079 | +CHF 128.70 |
| 19 | vita surselva | CHF 848.00 | CHF 10,176 | +CHF 136.80 |
| 20 | Agrisano | CHF 849.80 | CHF 10,198 | +CHF 138.60 |
| 21 | rhenusana | CHF 915.70 | CHF 10,988 | +CHF 204.50 |
Lowest possible premium (CHF 2,500, any model)
| # | Insurer | Model | Per month | Per year | Difference |
|---|---|---|---|---|---|
| 1 | Assura | QualiMed | CHF 483.40 | CHF 5,801 | — |
| 2 | SWICA | Favorit Santé | CHF 500.60 | CHF 6,007 | +CHF 17.20 |
| 3 | Sanitas | TelMed Basic | CHF 500.80 | CHF 6,010 | +CHF 17.40 |
| 4 | KPT | KPTwin.plus - Médecin de famille dans centre HMO | CHF 501.40 | CHF 6,017 | +CHF 18.00 |
| 5 | Sympany | flexhelp24 | CHF 508.80 | CHF 6,106 | +CHF 25.40 |
Young adults (19-25) and children
| # | Insurer | Per month | Per year | Difference |
|---|---|---|---|---|
| 1 | Sanitas | CHF 471.80 | CHF 5,662 | — |
| 2 | Sympany | CHF 528.60 | CHF 6,343 | +CHF 56.80 |
| 3 | EGK | CHF 537.30 | CHF 6,448 | +CHF 65.50 |
| 4 | Assura | CHF 540.60 | CHF 6,487 | +CHF 68.80 |
| 5 | Mutuel Assurance (Groupe Mutuel) | CHF 545.30 | CHF 6,544 | +CHF 73.50 |
| # | Insurer | Per month | Per year | Difference |
|---|---|---|---|---|
| 1 | Assura | CHF 156.50 | CHF 1,878 | — |
| 2 | CSS | CHF 174.00 | CHF 2,088 | +CHF 17.50 |
| 3 | Aquilana | CHF 176.00 | CHF 2,112 | +CHF 19.50 |
| 4 | Helsana | CHF 180.50 | CHF 2,166 | +CHF 24.00 |
| 5 | KPT | CHF 181.20 | CHF 2,174 | +CHF 24.70 |
FAQ
What is the cheapest health insurance in Geneva in 2027?
Assura at CHF 711.20 per month (adult, CHF 300 deductible, standard model).
How much are health insurance premiums rising in Geneva in 2027?
According to the FOPH, the average adult premium rises by 4.3% to CHF 610.60 per month.
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